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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">aprp</journal-id><journal-title-group><journal-title xml:lang="ru">Актуальные проблемы российского права</journal-title><trans-title-group xml:lang="en"><trans-title>Actual Problems of Russian Law</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">1994-1471</issn><issn pub-type="epub">2782-1862</issn><publisher><publisher-name>MSAL</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.17803/1994-1471.2020.114.5.035-041</article-id><article-id custom-type="elpub" pub-id-type="custom">aprp-1972</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ФИНАНСОВОЕ ПРАВО</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>FINANCIAL LAW</subject></subj-group></article-categories><title-group><article-title>Институт финансового уполномоченного — новый механизм обеспечения баланса частных и публичных интересов в финансовой сфере</article-title><trans-title-group xml:lang="en"><trans-title>The Concept of Financial Commissioner — a New Mechanism for Ensuring the Balance between Private and Public Interests in the Financial Area</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Климов</surname><given-names>В. В.</given-names></name><name name-style="western" xml:lang="en"><surname>Klimov</surname><given-names>V. V.</given-names></name></name-alternatives><bio xml:lang="ru"><p>финансовый уполномоченный по правам потребителей финансовыхуслуг в сфере страхования</p><p>Старомонетный пер., д. 3, г. Москва, Россия, 119017</p></bio><bio xml:lang="en"><p>Financial Commissioner for Consumers, Financial Services in Insurance</p><p>per. Staromonetnyy, d. 3, Moscow, Russia, 119017 </p></bio><email xlink:type="simple">kfp@msal.ru</email></contrib></contrib-group><pub-date pub-type="collection"><year>2020</year></pub-date><pub-date pub-type="epub"><day>15</day><month>04</month><year>2020</year></pub-date><volume>15</volume><issue>5</issue><fpage>35</fpage><lpage>41</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Климов В.В., 2020</copyright-statement><copyright-year>2020</copyright-year><copyright-holder xml:lang="ru">Климов В.В.</copyright-holder><copyright-holder xml:lang="en">Klimov V.V.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://aprp.msal.ru/jour/article/view/1972">https://aprp.msal.ru/jour/article/view/1972</self-uri><abstract/><trans-abstract xml:lang="en"/><kwd-group xml:lang="ru"><kwd>новый правовой институт</kwd><kwd>защита прав потребителей</kwd><kwd>финансовый уполномоченный</kwd><kwd>институт финансового уполномоченного</kwd><kwd>публичный интерес</kwd><kwd>доступность правосудия</kwd><kwd>правовое регулирование</kwd><kwd>порядок рассмотрения споров</kwd><kwd>финансовое право</kwd><kwd>финансовые услуги</kwd></kwd-group><kwd-group xml:lang="en"><kwd>new legal concept</kwd><kwd>protection of consumer rights</kwd><kwd>financial commissioner</kwd><kwd>concept of financial commissioner</kwd><kwd>public interest</kwd><kwd>accessibility of justice</kwd><kwd>legal regulation</kwd><kwd>dispute resolution procedure</kwd><kwd>financial&#13;
law</kwd><kwd>financial services</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Beqiraj J., Garahan S. and Shuttleworth K. Ombudsman schemes and effective access to justice: A study of international practices and trends // International Bar Association — URL: https://www.ibanet.org/Document/Default.aspx?DocumentUid=77cc70e5-4cb4-40ae-a11b-4a17d96cfc93 (дата обращения:</mixed-citation><mixed-citation xml:lang="en">Beqiraj J., Garahan S. and Shuttleworth K. Ombudsman schemes and effective access to justice: A study of international practices and trends // International Bar Association — URL: https://www.ibanet.org/Document/Default.aspx?DocumentUid=77cc70e5-4cb4-40ae-a11b-4a17d96cfc93 (дата обращения: 01.11.2019).</mixed-citation></citation-alternatives></ref><ref id="cit2"><label>2</label><citation-alternatives><mixed-citation xml:lang="ru">11.2019).</mixed-citation><mixed-citation xml:lang="en">Merricks W. General Insurance, the Public Interest, and the Ombudsman // Institute of Actuaries — URL: https://www.actuaries.org.uk/system/files/documents/pdf/merrick.pdf (дата обращения: 01.11.2019).</mixed-citation></citation-alternatives></ref><ref id="cit3"><label>3</label><citation-alternatives><mixed-citation xml:lang="ru">Merricks W. General Insurance, the Public Interest, and the Ombudsman // Institute of Actuaries — URL: https://www.actuaries.org.uk/system/files/documents/pdf/merrick.pdf (дата обращения: 01.11.2019).</mixed-citation><mixed-citation xml:lang="en">Merricks W. General Insurance, the Public Interest, and the Ombudsman // Institute of Actuaries — URL: https://www.actuaries.org.uk/system/files/documents/pdf/merrick.pdf (дата обращения: 01.11.2019).</mixed-citation></citation-alternatives></ref></ref-list><fn-group><fn fn-type="conflict"><p>The authors declare that there are no conflicts of interest present.</p></fn></fn-group></back></article>
