Methodological Foundation of Civil Law Regulation of Remote Investment Transactions

The author examines the risk of property losses for participants in remote investment transactions as a methodological basis for their civil law regulation. The author describes the risks inherent both to the recipients of investments and private investors when making these transactions in the info. The conclusion is substantiated that external and internal risks are characteristic of both credit institutions and other economic entities. If such a legal entity finds itself in the position of a recipient of investments, these risks in their actual implementation will prevent this entity from fulfilling its obligation to the investor in a timely and full manner. According to the author, all possible negative events eventually crystallize into a single risk that opposes the agreements with the investor that took place within the framework of the transaction — the risk of non-payment of the recipient of the investment. In this regard, the author presumes the property losses of the participants in the transaction and the avalanche-like reaction of conflict tension spreading along the chain of non-payments that can involve hundreds of subjects and destabilize not only the investment transactions, but also the transactions made under civil law as a whole. The methodology of civil law regulation of remote investment transactions should be based on the inevitability of the risk of property losses of participants in these transactions. The author of the paper makes proposals concerning formation and functioning of preventive legal mechanisms that minimize the negative impact of this risk. 

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